Condo and
Renters Insurance

Choosing Your
Condo and Renters
Insurance Provider

Owning or renting a condominium isn’t always a straight forward business when it comes to insurance. At Bahamas First, we’ll handle the complexities that arise from the unique circumstances of your Condominium Association, so you can relax and enjoy your home as everyone should be able to.

You should ask yourself these essential questions to help determine
the level of coverage your condo requires.

Regarding your building

  • How much coverage does my condo association carry?
  • Are any parts of the building or property uninsured?
  • What am I personally responsible to insure?

Regarding your condo

  • What would it cost to restore my condo if it were damaged?
  • What liability claims can be made against me?
  • What if my guest gets injured in my condo and requires medical attention?
  • Are there ways I can make my condo safer to prevent liability?
  • Is flood insurance necessary?
  • What would it cost me to replace my furnishings?
  • Have I gathered a complete inventory of my possessions, including photos to make it fast and easy to make a claim?

Regarding extra coverage

  • How can I protect valuables like jewelry, electronics, cell phones, sports equipment, and silverware?
  • Have I recently bought or received any new possessions that are not covered by my policy?
  • Am I covered for my hotel expenses if my home is being repaired?
  • Should I get additional protection to cover wedding or Christmas presents on a temporary basis?

Regarding your apartment

  • What liability claims can be made against me?
  • What if a guest gets injured in my apartment and requires medical attention?
  • Are there ways I can make my apartment safer to prevent liability?
  • Is flood insurance a good idea?

Regarding your belongings

  • What would it cost me to replace my furnishings?
  • Have I gathered a complete inventory of my possessions, including photos to make it fast and easy to make a claim?

Regarding cost savings

  • Can I save money if I have other policies with Bahamas First, such as Motor or Travel Insurance?

Request A Quote

We can provide insurance products for homes, automobiles, boats, aircraft and more. We are also able to cover your business with standard and specialty coverage solutions such Business Interruption, Professional Indemnity or Bonds.