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First Response

When an accident happens, call First Response immediately. Our expert personnel will start settling your claim at the scene.

32-FIRST (34778)

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Aren’t all losses covered by my “Comprehensive” motor policy?

October 30, 2020

No. Your comprehensive policy pays for most losses or damages to your motor vehicle, its accessories and spare parts on it. But, we will not pay for any loss or damage due to the following:

  • consequential losses (except loss of use subject to certain limits and restrictions)
  • depreciation, wear and tear, electrical and mechanical breakdown
  • damage to tires unless your vehicle itself has been damaged
  • damages caused to your vehicle during transit by sea