Automobile Insurance

Choosing your Automobile Insurance Provider

We all know that it’s the law to have car insurance. So, the question is, what to choose? We are the only insurer in the country to offer free on-site accident assistance – our First Response team is only a call away; they’ll arrive on scene and instigate the claims process on your behalf.

We offer competitive rates across multiple coverage options, so you can select the package that is most suited to your motoring needs. What’s not to like?

Insurance Options

Coverage Inclusions

COVERAGE

Loss of use/rental vehicle, regardless of fault (Except following a Hurricane / Tornado / Windstorm / Tidal Wave / Flood)

Loss of or damage to your vehicle caused by hurricane, windstorm, earthquake, and flood.

Coverage for repair or replacement of a broken windscreen or windows. (No Claim Discount will not be affected nor will your deductible apply).

Coverage to protect and remove your vehicle, if required.

Bahamas First AutoSafe Vehicle Inspection Program - Engineers perform a 60-point inspection of the vehicle and provide a valuation report.

Access to First Response Accident assistance service from Bahamas First*; on-location service and support from the moment of an accident through the claim and repair process.
*Also available to non-BFG clients for a fee

Liability protection for the injury of passengers in your vehicle.

Coverage for emergency medical treatment for the insured or the authorized driver following a collision.

COMPREHENSIVE

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(Up to $500; $50 per day)

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(Up to $750)

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(Up to $150)

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(Up to $500)

THIRD-PARTY
(TOTAL LOSS ONLY)

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Cross
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(Up to $150)

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THIRD-PARTY
ONLY

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First Response

First Response

If you’re in a car accident, you’ll want to be covered by Bahamas First. We’re the only insurer in the country to offer on-site accident assistance to all of our motor insurance customers – and it’s free of charge, available 365 days a year.

Call First Response and they’ll quickly be on the scene to make sure everything runs smoothly, by taking photos, facilitating information exchange, and instigating the claims process.

Call our service on 32-FIRST (34778)

In the event of an
incident, just call our
First Response service
on 32-FIRST (32-34778)

Auto Safe

Anyone can sell you auto insurance, but at Bahamas First we understand that to offer a market-leading service, it is important to provide the right level of protection to each of our customers.

As part of our service, we offer full peace of mind through our 60 point inspection service, that lets you know exactly what the insured value of your vehicle is, so there won’t be any surprises if you’re in an accident or your vehicle is stolen.

What does our 60 point inspection service include?

At the end of our inspection we will provide you with a Roadworthiness Certificate,
and the great news is, it’s all absolutely free.

Request A Quote

We can provide insurance products for homes, automobiles, boats, aircraft and more. We are also able to cover your business with standard and specialty coverage solutions such Business Interruption, Professional Indemnity or Bonds.